General Liability Insurance in Gulfport, MS
For small businesses, even minor mishaps can escalate into costly disputes. General liability insurance is designed to cover common liability risks such as customer injuries or third-party property damage. For instance, if a client slipped on a wet floor in your office or your crew accidentally broke something valuable at a job site, your policy may handle the resulting expenses. With general liability insurance, your business can maintain stability and weather daily operational challenges.
Why Is General Liability Insurance Important? 
General liability insurance is essential for businesses as it may provide financial protection against claims of bodily injury, property damage and personal injury. It may safeguard a business’s financial stability by covering costs associated with claims, which could otherwise lead to significant financial strain. Having this policy may also reassure clients and partners of your business’s commitment to risk management, helping boost your credibility.
What Does My Policy Cover?
Standard general liability insurance policies may provide coverage for the following:
- Medical bills of third parties who get injured on your business premises or due to your products
- Accidental damage your business causes to someone else’s property
- Claims of libel, slander or copyright infringement in your advertising
- Attorney fees, court costs and settlements related to covered claims
How Much Is General Liability Coverage?
How much you’ll pay for a general liability insurance policy usually depends on factors such as the following:
- Industry
- Revenue
- Workforce size
- Claims history
- Coverage amount
- Deductibles
An insurance professional from Jarrard Insurance Inc can help determine the proper amount of coverage for your business and provide accurate pricing.
Get Covered Today
Contact Jarrard Insurance Inc today to learn more about the many benefits of general liability insurance. Our experts can help customize the ideal plan for your business.